Sick on vacation: where the e-card is valid and where you have to pay in advance
On the back of the E-Card, the health insurance card of the Austrian social insurance providers, is the European Health Insurance Card (EHIC). This can be used to get treatment from doctors and in hospitals if you fall ill while on holiday. However, it is not valid in all countries. According to the Austrian Health Insurance Fund, the EHIC is valid in the following countries: "It is valid in the EU/EEA states, Bosnia and Herzegovina, North Macedonia, Montenegro, Serbia, Switzerland and the United Kingdom". In most countries, you can show the card directly to the doctor or in the hospital and may have to fill out an additional form that the doctor fills out for billing, which he sends to the patient via the local health insurance company, which then bills the ÖGK, for example. However, there are also three special cases: "In Bosnia and Herzegovina, Montenegro and Serbia, the EHIC or PEB must be presented to the responsible health insurance provider. This provider issues a local treatment certificate," says the ÖGK. In concrete terms, this means that in the three countries mentioned, you must first present your E-Card at a local health insurance office. This will then issue you with a "health certificate". With this, you can then seek medical help in doctor's offices and hospitals. Foreign health certificate required for Turkey Due to contracts, the E-Card is also valid in Turkey, but you need an additional certificate from the Austrian social insurance provider. "In Turkey, the holiday health certificate (foreign care certificate) from the responsible health insurance provider must be used. This must be issued by the employer and must contain the details of the insured person or relatives, the period of the certificate, as well as the date, company stamp and signature.