The escalation of armed conflict in the Middle East not only has immediate repercussions for security in the region, but also exposes profound structural deficiencies in the global travel market. Many tourists and business travelers affected by flight cancellations, route changes, or grounded aircraft are finding that their standard travel insurance policies offer no protection in these situations. Since acts of war are defined as exclusions in most general insurance terms and conditions, those affected are often left to bear the costs of rebookings, additional hotel stays, or entirely canceled travel services. This situation is causing considerable uncertainty among consumers and presents the travel industry with the challenge of communicating the limits of liability and insurance coverage transparently. While airlines remain obligated to provide transportation under international agreements, private supplemental insurance policies generally do not cover disruptions caused by war, which can lead to financial burdens in the four-figure range in serious cases. The Systematics of the War Exclusion Clause: In the insurance industry, the so-called war clause is a standard element of almost every policy. It states that damages arising directly or indirectly from war, civil war-like conditions, or riots are not covered by the insurance. The logic behind this is purely calculative: The risk of war is virtually impossible for insurance companies to calculate and, in a worst-case scenario, can lead to such an accumulation of claims that the insurer's financial stability would be jeopardized. In the current context of the Iran conflict, this means that travel cancellation insurance will not pay out if a flight is canceled due to an airspace closure. Similarly, trip interruption insurance usually refuses to cover additional costs for an early or delayed return journey if these costs are not covered.