The desire to travel is unbroken, and the Mediterranean is particularly popular as a holiday destination. But because of rising prices, Austrians will be paying more attention to spending and security on vacation in 2024. Credit cards play an important role in this. "A credit card is safer than cash and can offer a range of additional services that make traveling more pleasant and safer," says Christian Bammert, managing director of the Austrian comparison portal Capitalo. Such services include, above all, insurance cover for travelers. A second credit card is therefore increasingly being selected. A credit card offers a number of advantages, especially for vacations. First of all, paying with a credit card is easier than using cash. In non-euro countries, you save yourself the tedious task of converting a foreign currency on site. Credit cards are safer than cash - if the card is lost, it can be blocked quickly. Keyword security: Travelers have more than one credit card, the second card can be kept in another location. "Although the banks' account packages often already include a credit card, this usually does not offer the corresponding services," says Bammert. Additional services include travel insurance and discounts from providers such as car rental companies. In addition, a second credit card offers more freedom when it comes to purchases and additional services. For example, credit cards that are included in current accounts often do not offer mobile payment such as Apple Pay. The range of credit cards is growing, which is positive for travelers. On the other hand, choosing is not easy. Christian Bammert warns: “At first glance, the offers from credit card companies are similar, but if you look closely, there are some differences.